Fees & Insurance

At Chamomile Counseling, we strive to make mental health services accessible by offering insurance-based services, self-pay options, and reduced-fee sessions with our student interns.

Insurance

We accept a variety of commercial insurance plans.

Chieon Kim, LCSW (Owner & Lead Therapist)

In-network through Headway with many major commercial insurance plans, including:

• Aetna

• Cigna

• Horizon BCBSNJ

• UnitedHealthcare

• Oxford

• Oscar

• and other participating plans

Julia Kim, LSW (Staff Therapist)

In-network with:

• Aetna

• Cigna

Please contact us to verify your insurance benefits and eligibility.

Self-Pay Rates

Chieon Kim, LCSW

Service

Fee

Individual Therapy                                                                                $150

Couples Therapy                                                                                  $180

Family Therapy                                                                                     $180

Julia Kim, LSW                                                                                           Service

Fee

Individual Therapy                                                                                $120

Couples Therapy                                                                                  $150

Family Therapy                                                                                     $150

Student Intern Therapists

Service

Fee

Individual Therapy                                                                                $30

Couples Therapy                                                                                  $30

Family Therapy                                                                                     $30

Student interns provide services under clinical supervision and are not in-network with insurance plans. 

Sliding Scale

Limited sliding-scale appointments may be available based on financial need and therapist availability.

Please contact us to discuss whether a reduced-fee option may be appropriate for your situation.

Good Faith Estimate (No Surprises Act)

The Good Faith Estimate is not a contract and does not require the client to obtain services from any of the providers or facilities identified in the Good Faith Estimate. In addition, the Good Faith Estimate does not require the provider or facility to provide the services listed. In accordance with the No Surprises Act, uninsured and self-pay clients have the right to receive a Good Faith Estimate of expected charges for services.

Disclaimers

Your provider may recommend additional services that must be scheduled or requested separately. The Good Faith Estimate does not include additional fees that can be incurred during the course of treatment, such as cancellation fees, no-show fees, letter writing, phone calls, and the like. The estimate is based on information known at the time the estimate was created. The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. If complications or special circumstances occur, you could request more services and then be charged more.

The client has the right to initiate the client-provider dispute resolution process if the actual billed charges are over $400 more than the expected charges included in the Good Faith Estimate. You may contact Envision Counseling Clinic to let them know the billed charges are higher than the Good Faith Estimate. You can ask them to update the bill to match the Good Faith Estimate, ask to negotiate the bill, or ask if there is financial assistance available.

You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about 4 months) of the date on the original bill. There is a $25 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on this Good Faith Estimate. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount. To learn more and get a form to start the process, go to www.cms.gov/nosurprises or call the Health and Human Services at 1-877-696-6775. 

Good Faith Estimates are available upon request. Fees vary depending on provider and any approved sliding-scale arrangements.

For questions or to request a Good Faith Estimate, please contact us at:

Chamomile Counseling LLC
Phone: 201-292-7720
Email: ckim@chamomilecounseling.org

For more information about your rights under the No Surprises Act, please visit: www.cms.gov/nosurprises or call the Health and Human Services at 1-877-696-6775.